Zelle Fraud A fraud at Zelle refers to an unauthorized transaction. In case one or more payments are made from your bank account using Zelle or from your Zelle account and you weren’t involved, immediately report to your financial institution or connect with Zelle. This may have happened because someone gained unauthorized access to your account resulting in loss of financial assets from your bank account. In other words, it is stealing from your bank account and since the transaction was made without your permission, banks typically return the funds to your account after looking into the matter closely. How to Prevent Fraud? Zelle ensures the safety of your account and assets by not compromising on the security level at any step. Apart from this, there are a few measures that you can take to ensure safety at your end. These are: Your account is password protect and it is advised to set up a strong password. You can maintain the safety of your financial assets on your end by not sharing your password with anyone.